Property photo 1
Property photo 2
Property photo 3
Property photo 4
Property photo 5
4 Beds
2 Baths
1,712 sqft

$315,000

4317 NW 40th TER, Cape Coral FL, 33993

Price per sqft$184.00
Built in2007
Property size1,712 sqft
Property typeResidential

Overview

Active

Listed Apr 30, 2026

Updated 21h ago

Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

$2,096/mo

Est. mortgage payment based on a $315,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
2026019635

Interior Features

Bedrooms
4
Bathrooms
2
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.23 Acres

Other Property Details

Taxes
$3,128
Tax Frequency
Annually
Secondary Association Fee
Not Listed
Garage
Yes
Pets Allowed
Yes
55+/Senior Community
No

Also listed on MFRMLS

Listed by Elizabeth Wiggins, Trend Realty

Listing Contact: 941-666-3964 

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor ERA of Southwest Florida shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

©2026 Southwest Florida Multiple Listing Service. All rights reserved.

Data last updated 4:58 AM UTC, 10/13/2026

Powered by Luxury Presence